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Prefer to spread the cost? Financing available in minutes.
Financing for a New Roof Made Simple
Get affordable financing for a new roof with flexible payment plans from Charitable Roofing. Financing is available for qualifying roofing and exterior projects, including roof replacements, repairs and upgrades, across our multi-state service area: Alabama, Georgia, Indiana, Kentucky, Missouri, Oklahoma, and Texas. Terms and approval are provided by our financing partner.
Your Roof Can Change Someone Else's Life
Through Project New Roof™, Charitable Roofing sets aside 1% from every completed roofing project to help provide a new roof for a deserving homeowner experiencing hardship.
Our Financing Options
Financing Plans
- Multiple flexible payment options designed to fit different budgets and financial situations
- Financing available for full roof replacement, major repairs, or storm-related projects
- Simple application process with fast approval decisions and minimal paperwork
- No need to delay critical roofing work—get the protection your home needs now and pay over time
Low Rates
- Competitive interest rates that keep monthly payments affordable
- Options available for homeowners with a wide range of credit profiles
- Transparent terms with no hidden fees or surprise charges
- Helps reduce upfront costs while maintaining access to high-quality roofing materials and workmanship
Enhancify
CLIENT TESTIMONIALS
How Can I Get Financing for a New Roof?
Getting financing for a new roof is simpler than most homeowners expect. The key is understanding your options and working with a roofing company that makes the application process straightforward and stress-free.
Your path to an affordable new roof starts with knowing which financing solutions fit your situation and budget.
You're a great candidate for roof financing if
- You need a roof replacement but don't have $8,000-15,000 saved up
- Your roof damage is covered by insurance but you need help with the deductible
- You want to spread payments over 12-60 months instead of paying upfront
- Storm damage requires immediate replacement to prevent further issues
- You have decent credit and steady income (though options exist for all credit levels)
- You'd rather invest your savings elsewhere and finance at a low rate
Consider these alternative options first
- Your insurance claim might cover most or all replacement costs after storm damage
- Home equity loans or HELOCs may offer lower rates if you have significant equity
- Some manufacturers offer promotional 0% financing periods
- Payment plans directly through your roofing contractor
- Government programs or grants for qualifying homeowners
Key takeaway: Financing decisions and terms are made by our financing partner, and approval times vary by applicant. Our team can walk you through the application so you can get your new roof installed without the financial stress of a large upfront payment.
Why Choose Charitable Roofing?
Expert Storm Damage & Insurance Support
We can inspect and document storm damage, provide photographs and a detailed scope of work, and meet with your insurance adjuster when requested. Coverage determinations and claim payments remain between you and your insurance carrier.
One Contractor for All Your Roofing Needs
From residential shingle repairs to commercial TPO installations, our certified professionals handle every roofing system with proven expertise.
Family-Owned Integrity You Can Trust
No high-pressure tactics, just honest assessments. Our family values drive transparent communication and fair recommendations for your roofing needs.
Licensed, Registered & Insured in the Markets We Serve
Licensed, registered and insured as required in our seven-state service area: Alabama, Georgia, Indiana, Kentucky, Missouri, Oklahoma and Texas. Plus, 5-star reviews prove our commitment to quality workmanship that lasts.
Phase 1
Free Roof Inspection & Estimate
We start with a thorough, no-obligation inspection to assess your roof's condition. Our experts provide transparent pricing and explain available financing for new roof options.
Phase 2
Explore Your Financing Options
Choose from flexible payment plans tailored to your budget. We'll help you understand terms, rates, and monthly payments for your new roof financing near me.
Phase 3
Quick & Easy Application Process
Complete a simple application in minutes. Approval decisions are made by our financing partner and vary by applicant. Our team guides you through the paperwork, making new roof financing hassle-free.
Phase 4
Schedule Your Roof Installation
Once approved, we coordinate a convenient installation date that works for you. Your financing covers all materials and labor for complete peace of mind.
Phase 5
Quality Installation & Final Walkthrough
Our certified crews install your new roof to the highest standards. We conduct a final inspection together, ensuring your complete satisfaction.
